Charlotte- NC- Very Funny
October 31st, 2009 Categories: About This Blog
This made me laugh this morning… a little like “Messing with Saskwatch”
yes I know but the post below is a lot more serious…
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Can Your Dog Do This?
October 1st, 2009 Categories: About This Blog, Buy A Charlotte Home
Charlotte NC
I thought I had a talented dog…
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First Home Buyers there is still time to get those $8000 tax credits when buying your first home, but it is time to get started. Call Terry direct at 704-351-1519
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An End To Outrageous Bank Fees
September 29th, 2009 Categories: About This Blog
a pet peeve of mine for years…is being addressed. Last week,
First it was Chase, then on Tuesday BofA dropped their Overdraft fees to$0 for OD’s under $10, and now Wells/Wachovia have said they’ll join suit for OD’s under $5.
This change is huge- bank fees accounted for as much as 40% of Bank operating income the last 12 months. The banks succumbed to a large online movement, public pressure, and a Congress willing to have oversight hearings and even a Consumer protection office.
I’ve put 4 children through college and paid literally $1000’s in fees, a handful justified. You just haven’t lived until your child calls you crying, and can’t understand how they had money all weekend, and then a check comes through that they invariably forget, and the 8-10 bank card charges paid but only “pending” from the weekend, which were all paid showing a positive balance, are now overdrafts, a total dollar amount of overdraft that might be $50, but they had been hit with $350 additional fees in their account- more than their monthly allowance and work income combined.
“Lefty” the loan shark would be proud, but…
The banks put loan sharks out of business… and these fees? I’m told they hired “consultants” 8-10 years ago to find the formula to maximize their fees.
So lets see if we can add this up.
Banks pay millions to Congress and K Street to keep from being regulated.
Banks hire consultants who then jack up rates on bank fees, sometimes charging $35 for a $.25 overdraft, interest at 1000%, make 100 to 200 times what they invested in Congress, and bank exec’s get paid BIG bonuses.
A Democratic Congress is elected, and Banks, facing actual oversight, decide to lower their own fees.
Until at least they can buy this Congress. Stay Tuned.
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One party claims that the real problem in our economy is that we regulate business too much…Money is NOT FREE speech for corporations–I know this is radical but Corporation’s don’t have the same rights as breathing Citizens of the US.
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Charlotte NC| Swine Flu Tracker
April 28th, 2009 Categories: About This Blog
Swine Flu Tracker a Google map
Very cool Google map my wife just sent over
View H1N1 Swine Flu in a larger map
Just what we don’t need… thanks Judy!
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Welcome President Obama… One Million Plus Welcome the 44th President of the United States
January 21st, 2009 Categories: About This Blog, Charlotte News and Politics
Last minute tickets led to a last minute trip to Washington DC and the inauguration of a President. Judy and I decided and left in 30 minutes, and you know I took my camera! The view was just OK, the atmosphere electric, the experience? (groan) Priceless!
As I think about the day, if I only had one word to describe the day on the mall- it would be Joy. Despite a crushing crowd early, despite the cold, and the long wait- we were surrounded by all kinds of people, young and old, every race, every ethnicity, and they were celebrating America.
Yes they loved Obama, but they loved what he represents more, the American ideal. For the first time African-Americans have been brought into the compact that is America.
Now, anyone can grow up to be President. Tell your children.
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Charlotte NCÂ Terry’s Introduction to Charlotte, Over 10,000 views You Tube views-#1 for a search Charlotte NC,
About Charlotte NC Charlotte Homes For Sale  Charlotte Luxury Homes For Sale First Time Home Buyers
Charlotte Buyer Agents work only for you. 704-351-1519. Like what you are reading? Sign up for RSS, Real Simple Syndication.
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Charlotte Communities in Charlotte NC Welcomes 2009
January 8th, 2009 Categories: About This Blog, Real Estate News
Charlotte Homes For Sale and Charlotte Real Estate Became Charlotte Communities at the end of 2007.
Charlotte Communities has become THE Charlotte Relocation site of choice-
In 2008, visitors from 129 countries came to Charlotte Communities, and CC was translated into 51 languages.
Charlotte Communities provides, in good times and bad, an objective in depth review of Charlotte Homes for Sale/ Charlotte Homes Sold Real Estate Market Reports, community stats, community reviews, and a variety of intriguing articles about real estate and real estate mortgages… even as the year grew more challenging. Much of our real estate information is not found anywhere else- our Charlotte Homes for Sale Reports are wide and deep and prepared with a local Broker’s insight, our take on regional real estate is our own.
But its not just Charlotte real estate, Things To Do in Charlotte is a favorite and our local and regional reporting help readers keep an eye on the regional and national news that affect Charlotte, NC.
Yes, they come to see Charlotte home prices, but also Arts and Cultural reviews and links, things to do with children, like Imaginon, and things for the more advenuresome, the US National Whitewater Rafting Center which held the US Olympic team trials in April.Five writers contributed at least 5 articles in 2008. All the information is reviewed by us- independent, informed observers of the Charlotte real estate scene, and only me being a buyer Agent- with no dog in the fight on where someone buys a home. Things to Do in Charlotte has reported on everything from the Charlotte Greenway system to the popular Light Rail Lynx, Uptown performances to the India Festival, local concerts and more…
Sustainable growth
Radar Logic of NYC called Charlotte the only “Objectively Affordable” major city on the Case -Shiller report, cited “Sustainable growth” as the reason, a Charlotte cocktail of affordable home prices, a good economy with good jobs, and comfortable living (low taxes and lower on the “fear” quotient)–what they know that the national press often miss.
Charlotte Communities/Terry McDonald’s video Introduction to Charlotte is #1 on You Tube searches for Charlotte NC, together with the Charlotte Communities blog, this has become the #1 place for Charlotte relocation news.
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Charlotte NCÂ Terry’s Introduction to Charlotte, Over 10,000 views You Tube views-#1 for a search Charlotte NC,
About Charlotte NC Charlotte Homes For Sale  Charlotte Luxury Homes For Sale First Time Home Buyers
Charlotte Buyer Agents work only for you. 704-351-1519. Like what you are reading? Sign up for RSS, Real Simple Syndication.  Create your own newspaper, I strongly recommend the Google Reader. You’ll love it!
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Charlotte Communities New for 2009 from Charlotte NC
January 6th, 2009 Categories: About This Blog
Charlotte NCSo What’s New for Charlotte Communities in 2009?
More Charlotte Homes Top Ten Lists, More Charlotte Relocation information, More Charlotte Home Videos,
and a new top secret Department… about
improving your Charlotte Real Estate, improving in a green way.
IÂ can thank Dave Letterman for the popularity of Top Ten Lists, and I’ll start with Terry’s Top Ten Charlotte Home Communities-I intend to finish it! Plus a few more categories. The Charlotte Job Finder page is a welcome addition and the videos have been well received. Improving your real etate will be about costt effective additions, greening your house and more.
Charlotte’s Top Ten Communities Overall
Charlotte Homes, just the Best, not necessarily new, but the Top Ten Charlotte Home communities that enjoy widespread popularity, are feature rich with the value added anchors, and a track record of people seeming to like and enjoy living there. Sure to be controversial, especially beyond the top 5 or so…
Charlotte’s Top Ten Communities for First Time Home Buyers
Home Buyers, especially first time home buyers, deserve their own list! A list Top Ten Charlotte Home communities well suited for the first time Charlotte home buyer- for those folks buying under about $175,000 (5 here) and a list of communities if the budget stretched a bit further, 5 communities up to $300,000
Terry’s Top Ten New Charlotte Communities
I am working on the current list, completed to include the top ten, at least one in every price point, in the greater Charlotte area .
Charlotte Relocation Adding Charlotte Job Finder
I’m adding a whole new category,Charlotte Job Finder, and with it a growing page on finding jobs in Charlotte- it will combine useful links and some of Charlotte’s best Executive Search firms. Once again, we are doing research so you can do less- these companies cannot buy their way on this list, they will need to be recommended on to the list.
Charlotte NC Videos
At his point I am committing to two new videos per month. Most will be shot from our World Headquarters (my home office) Â I’ll be working on Frequently Asked Questions, Interviewing My Mortgage folks and more.
A final thought from Ben Franklin on the New Year, “Be at war with your vices, at peace with your neighbors, and let every new year find you a better man.â€
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About Charlotte NC Charlotte Homes For Sale  Charlotte Luxury Homes For Sale First Time Home Buyers
Charlotte Buyer Agents work only for you. 704-351-1519. Learn more at my Linked In or Facebook page. Like what you are reading? Sign up for RSS, Real Simple Syndication.  I strongly recommend the Google Reader. You’ll love it!
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